News India Live, Digital Desk: UPI users beware: If you also use UPI apps like Google Pay, PhonePe or Paytm for every small and big payment from tea shop to shopping mall, then this news is very important for you. The National Payments Corporation of India (NPCI) has made a big change about UPI transactions, which today, ie 15 September 2025 Has been implemented from

This new rule will directly affect your daily transaction limits. Therefore, it is very important for you to understand these changes before sending money to someone.

What was the old rule?

Till now, you could normally do transactions up to a maximum of Rs 1 lakh a day from any UPI app. This limit was applicable to almost all types of general transactions.

What is a new change and why it happened?

Given the increasing online fraud and fraud cases, NPCI and Reserve Bank of India (RBI) together have taken this step to make UPI payments even more secure. Now, a daily limit of Rs 1 lakh will be strictly implemented and some changes have been made in it.

This decision has been taken keeping you and our security in mind. With the limit fixed, even if there is a fraud or untoward, the economic loss in a day will be reduced.

Will the big payment be closed completely?

The question must be coming in your mind that what will happen if someone has to pay huge amount like hospital bills or school fees of children?

Do not panic, a relief is given for this. NPCI has made it clear that Hospital and educational institutions Limit of UPI Transaction for Payment in essential places like 5 lakh rupes per day Will remain till But this facility will be only for these selected categories.

What will be the effect on common users?

The world of daily purchases and transactions for common users will now be within the limit of 1 lakh rupees. This change is a big step towards making our digital payment habit even more safe. Therefore, before planning to make any big payment next time, keep this new limit into mind.