PM Fasal Bima Yojana: Pradhan Mantri Fasal Bima Yojana (PM Fasal Bima Yojana) is a very important scheme launched for the farmers of India. Its objective is to provide financial security to farmers against crop losses caused by natural disasters, pests, diseases and weather changes. This scheme provides more insurance coverage to farmers at lower premiums. Due to which their financial burden is reduced.

PM Fasal Bima Yojana: Latest update of 2025

The government has issued some new changes and guidelines to this scheme in 2025:

1. Claim Settlement now faster

Farmers complained that the claim amount was received late. Under the new rule, the target has now been set to send the claim amount to the bank accounts of the farmers within 15 to 30 days.

2. Crop loss information from mobile app

Now farmers can report crop loss themselves through PMFBY mobile app. Due to which survey and verification is done quickly.

3. Selection of more districts

This year, new districts have been included in the scheme in many states so that more farmers can avail the benefits of the scheme.

4. No increase in premium

The government has made it clear that no additional burden of premium will be imposed on farmers in 2025.

• Kharif crop: 2%


• Rabi crop: 1.5%


• Annual crops: 5%

PM Fasal Bima Yojana: Objective of the scheme

The main objective of this scheme is:

• crop insurance protection


• Compensation for losses caused by natural disasters


• Increasing economic stability of farmers


• reducing farming risks

PM Fasal Bima Yojana: Who can take benefit?

• All small and marginal farmers


• Farmers who grow crops and have land in their name


• Farmers doing farming on rent also (with necessary documents)

PM Fasal Bima Yojana: How to apply?

Farmers can easily apply for this scheme:

• By visiting the nearest CSC center


• On the website of your state agriculture department.


• By applying online on the official website of PMFBY


• Aadhar card, bank passbook and crop documents are necessary for application.

conclusion

Pradhan Mantri Fasal Bima Yojana 2025 is a big support for farmers. It protects them from the risks faced while farming and provides financial security in case of crop failure. The government’s aim is that more and more farmers can join this scheme and do safe farming.

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