Bank Holidays Today: People make plans to complete important tasks to their bank. But sometimes the work cannot be done due to bank holidays. Therefore, it is important to know whether banks are open or closed today. Bank holidays in India may vary from state to state. Therefore, it is always beneficial to check the leave information before going to the bank.

basis of today’s bank holidays

Today’s bank holidays are mainly based on three types:

National Holidays – Like Republic Day, Independence Day, Gandhi Jayanti

Festival Holidays – like Diwali, Holi, Eid, Christmas

State-wise holidays – like regional festivals, local festivals, state days

If there is any big national festival today. So banks remain closed in all the states.

If today is a festival of a particular state. So banks are closed only in that state.

Why is RBI holiday list important?

All banks in India run as per the annual holiday calendar released by RBI. Holidays of every month are decided on the basis of this calendar. Only by looking at the RBI calendar can we know whether banking services will be available today or not. Based on today’s date, you can easily check whether today is any festival, Sunday or second Saturday or not.

• If today is Sunday → all banks are closed


• If today is second or fourth Saturday of the month → Bank closed


• There will be holiday on any other normal day only if it is a festival or state holiday.

What to do if banks are closed today?

If today is a bank holiday and your important work is stuck. So you can use these options:

• Withdraw cash from ATM


• Make digital payment through UPI/Wallet


• Transact through online banking


• If it is necessary to deposit the cheque. then go to next working day


• If you need to update your passbook, go after the holidays are over.


• In this way, more than half of your banking needs will be fulfilled sitting at home.

conclusion

It is very important to know whether today is a bank holiday or not. So that both your time and travel can be saved. Today’s holiday is decided on the basis of RBI holiday list, state festivals and weekend holidays. If the bank is closed today. Even then there is no need to worry. Most banking services are available online. Which you can use at any time.

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