A young tech employee, who once supported himself by waiting tables, recently shared his personal wealth-building journey on the subreddit Indian Flex, explaining how he accumulated assets worth over Rs 1.5 crore by the time he turned 33.
He recounted that during his B.Tech years, he briefly worked as a server at a Pizza Hut outlet to earn extra income. After completing his engineering degree in electronics and communication in 2014, he accepted his first job at an annual package of 4.2 lakh. However, he quickly realised the role wasn’t the right fit and resigned within six months, moving instead to a small start-up that paid him a modest take-home salary of 12,000 per month. After spending close to three and a half years working in India, he eventually secured an opportunity in Europe and has been employed there ever since.
He clarified that while his overall pay abroad is technically higher than that of his friends back home, his ability to save remains almost identical. He explained that European salaries don’t compare to American pay scales, and the heavy cost of living offsets most financial advantages. For him, the only real incentive to remain in Europe is the improved lifestyle and personal well-being it offers.
He also emphasised that he has never worked for major tech giants. Along with his post, he shared a chart tracking the steady growth of his net worth over time. He noted that he maintains a separate fund for his child’s future education and also has an inheritance from his grandfather, neither of which he includes in his net-worth tally. With these additional assets, his total holdings surpass Rs 2 crore.
In the comments, he broke down the strategy behind his wealth creation. He explained that beginning early helped massively. From the age of 20, he took on small jobs—working at a pizzeria, doing assignments for money—and began investing whatever he could. He entered the stock market around 2012–13, when the Nifty hovered around 5500, and watched his investments expand as the market and the Indian economy progressed.
He stated that increasing his income was essential. After unsuccessful attempts at entrepreneurship, he focused on switching jobs strategically. Over 11 years, he changed roles four times, earning a higher net salary with every move. He consistently funnelled the additional income into equities.
To diversify his earnings, he experimented with freelancing but found it overwhelming. Instead, he mastered momentum trading, used it to generate profits, and reinvested the gains into strong, fundamentally sound companies.
He stressed the importance of persistence and discipline, explaining that he stayed invested through market lows and aggressively bought stocks and mutual funds during every downturn. He also encouraged continuous self-improvement, delivering more than expected to build a reputation that naturally attracted better opportunities. According to him, luck favours those who put in sustained effort—and his own path reflects exactly that.
He recounted that during his B.Tech years, he briefly worked as a server at a Pizza Hut outlet to earn extra income. After completing his engineering degree in electronics and communication in 2014, he accepted his first job at an annual package of 4.2 lakh. However, he quickly realised the role wasn’t the right fit and resigned within six months, moving instead to a small start-up that paid him a modest take-home salary of 12,000 per month. After spending close to three and a half years working in India, he eventually secured an opportunity in Europe and has been employed there ever since.
He clarified that while his overall pay abroad is technically higher than that of his friends back home, his ability to save remains almost identical. He explained that European salaries don’t compare to American pay scales, and the heavy cost of living offsets most financial advantages. For him, the only real incentive to remain in Europe is the improved lifestyle and personal well-being it offers.
He also emphasised that he has never worked for major tech giants. Along with his post, he shared a chart tracking the steady growth of his net worth over time. He noted that he maintains a separate fund for his child’s future education and also has an inheritance from his grandfather, neither of which he includes in his net-worth tally. With these additional assets, his total holdings surpass Rs 2 crore.
In the comments, he broke down the strategy behind his wealth creation. He explained that beginning early helped massively. From the age of 20, he took on small jobs—working at a pizzeria, doing assignments for money—and began investing whatever he could. He entered the stock market around 2012–13, when the Nifty hovered around 5500, and watched his investments expand as the market and the Indian economy progressed.
He stated that increasing his income was essential. After unsuccessful attempts at entrepreneurship, he focused on switching jobs strategically. Over 11 years, he changed roles four times, earning a higher net salary with every move. He consistently funnelled the additional income into equities.
To diversify his earnings, he experimented with freelancing but found it overwhelming. Instead, he mastered momentum trading, used it to generate profits, and reinvested the gains into strong, fundamentally sound companies.
He stressed the importance of persistence and discipline, explaining that he stayed invested through market lows and aggressively bought stocks and mutual funds during every downturn. He also encouraged continuous self-improvement, delivering more than expected to build a reputation that naturally attracted better opportunities. According to him, luck favours those who put in sustained effort—and his own path reflects exactly that.