cost of studying in usa

After the rapid weakening of the rupee against the dollar in India, the cost of studying abroad has once again come into discussion. As the rupee crossed the 90 mark, Radhika Gupta, MD and CEO of Edelweiss, forced people to rethink the real cost of international education. He says that it is difficult to predict the future, but preparation is necessary, especially when it comes to big expenses like studying abroad.

Radhika Gupta told in her post that as soon as the rupee reached Rs 90, she started receiving a lot of messages on that 'Rs 10 crore' figure. She clearly said that she cannot predict where the rupee will go next year, but in the long run, every Indian should plan keeping in mind the 24% currency depreciation. According to him, India sometimes has to keep the rupee weak to maintain an export-friendly environment.

Why does the cost of studying abroad increase?

Radhika Gupta told that the cost of education abroad is not only made up of fees but also includes many things like living expenses, insurance, travel, technology and every small and big payment in dollars. If both rupee depreciation and education inflation are added, then this expenditure increases manifold. For example, a degree which costs Rs 2.5 crore today may reach around Rs 10 crore after 15-16 years.

10 cr education!?

I had got a lot of messages around these posts on saving 10 cr. for a US education in 15 years.

One of the prime reasons for factoring in such large costs was currency depreciation. As INR hits 90, multiple folks are writing back to me.

I still maintain I https://t.co/sNfMDcxq4C

— Radhika Gupta (@iRadhikaGupta) December 4, 2025

Radhika Gupta's own mathematics

She had earlier also shared that she is planning to raise Rs 810 crore for her son's future education. His estimate is that the current cost of an American degree is around Rs 2.5 crore. Education inflation of about 5% per annum and depreciation of the rupee against the dollar at 4% per annum. Combining these two factors, the same degree can cost around Rs 10 crore after 16 years.

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Why is it important to invest in international assets?

Radhika Gupta believes that one must prepare for what cannot be predicted. For this reason, she advises Indian families to definitely invest in international assets. His argument is that investing in rupees for the expenditure which is going to be done in dollars always means taking risk.