How the first money is spent or invested on January 1 affects the entire year. Donating some amount to charity will give you good vibes and putting it into savings and investments will increase your wealth. This small habit gives right direction to your money and creates positive money flow throughout the year.

Disclaimer: This article has been written only for information and awareness. The financial tips and suggestions given herein do not constitute personal advice for investment or money-related decisions. Before making any investment, savings or expenditure, consult your financial advisor.