HDFC Bank Q3 Results: The country's largest private bank i.e. HDFC Bank has declared its results for the quarter from October to December 2025. Statistics show that the financial health of the bank has become much better than before. The bank has not only earned huge profits but has also succeeded in reducing non-performing loans (NPAs). However, amidst these excellent results, the news of a senior officer of the bank leaving the post has also come to light.

Earned more than Rs 18,000 crore in just three months

This quarter has proved to be profitable for HDFC Bank. The bank has registered a net profit of Rs 18,653.75 crore on a standalone basis for the quarter ending December 2025. If we compare it with the same quarter of last year, then the bank's profit was Rs 16,735.50 crore. That is, within a year there has been a spectacular increase of about 11.4 percent in the bank's profits.

The total income of the bank has also increased. On an annual basis, the total income of the bank has increased by 3 percent and has crossed Rs 90,005 crore, which was around Rs 87,460 crore at the same time last year. For any bank, its 'interest income' is most important. HDFC Bank has said that its net interest income (NII) has also increased by 6.3 percent to Rs 32,615 crore.

Big relief on 'bad loan' front

The biggest matter of concern in the banking sector is NPA i.e. Non-Performing Assets. In simple words, that is the debt which is on the verge of sinking. HDFC Bank has performed very well on this front. According to exchange filing, the gross NPA of the bank has declined to 1.24 percent in the December 2025 quarter. A year ago this figure was 1.42 percent. At the same time, Net NPA has also improved to 0.42 percent, which was 0.46 percent last year.

There is going to be a change in the top management of the bank

Amidst the excellent results, there is also a news related to the management of the bank. The bank's executive director Bhavesh Jhaveri has decided not to extend his tenure. Jhaveri's current tenure is ending on April 18, 2026 and he has appealed to the bank not to re-appoint him to this post. Bhavesh Jhaveri was appointed to this responsible post on 19 April 2023 for three years.

Investors got so much return

The share price of HDFC Bank is around Rs 931.15. The market cap of the bank is more than Rs 14.32 lakh crore, which makes it a major player in the market. If we look at the performance of the last one year, the bank's shares have given a return of about 12 percent to the investors. The total revenue of the bank in the financial year 2025 had crossed Rs 3 lakh crore.