Consistent strong performance across all market cycles is what differentiates an average mutual fund from a top-performing one. LIC Mutual Fund's LIC MF Infrastructure Fund Direct Plan Growth has quietly built a strong long-term track record. Based on 3, 5, and 10-year returns, this infrastructure-focused fund has emerged as LIC's best-performing fund across key time periods. It has delivered excellent returns for both lump sum and SIP investors.

Lump Sum Investors Reap Huge Benefits

For investors who invested a lump sum and remained invested despite market fluctuations, this fund has created significant wealth.

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Investment Period    CAGR    Value of ₹1 Lakh

3 Years    28.26%    ₹2.10 Lakhs

5 Years    27.06%    ₹3.31 Lakhs

10 Years    17.85%    ₹5.17 Lakhs

₹1 lakh invested five years ago has more than tripled today. This clearly shows that patience in the infrastructure theme at the right time can yield significant benefits.

SIP Investors Also Benefit

Investors who invested regularly through SIPs have also benefited significantly from the fund's long-term performance.

Investment Period    CAGR    Value of ₹10,000/Month SIP

3 Years    17.17%    ₹4.64 Lakhs

5 Years    22.03%    ₹10.36 Lakhs

10 Years    19.86%    ₹34 Lakhs

The data shows that disciplined long-term investing mitigates the impact of market fluctuations and creates substantial wealth.

Fund Snapshot

This fund was launched on January 2, 2013, and has delivered a return of approximately 15.19% since its inception. Its benchmark is the NIFTY Infrastructure TRI, and it is an open-ended scheme. As of December 31, 2025, the fund had Assets Under Management (AUM) of ₹1,003 crore. An expense ratio of 0.83% makes it relatively affordable among active sectoral funds.

High Risk, but Balanced Performance

This fund falls under the Very High Risk category, which is common for infrastructure funds. It offers the potential for high returns, but also carries the risk of significant volatility in the short term. However, its risk metrics are reasonable. The fund has an average return of 27.53%, a Sharpe ratio of 1.06, and a Sortino ratio of 1.45. A beta of 0.67 indicates that the fund has been relatively less affected by major market fluctuations.

Focus on Infrastructure Theme

The fund's portfolio is primarily concentrated in infrastructure-related sectors. The industrial sector accounts for over 54% of the portfolio. The remaining investments are spread across materials, energy and utilities, financials, and consumer sectors.

In terms of stocks, the portfolio is reasonably diversified. It includes companies such as Shakti Pumps, Tata Motors, L&T, REC, Apollo Hospitals, Cummins India, and Bharat Bijlee, ensuring that there is no over-reliance on any single stock.

Important Considerations for Investors

While the 3, 5, and 10-year returns are impressive, it's crucial to remember that past performance is not indicative of future results. Sectoral funds like infrastructure funds are cyclical and can sometimes experience periods of underperformance. This fund may be suitable for investors with a long-term perspective and a high-risk tolerance. However, it's best to consider it as part of a diversified portfolio, rather than a standalone investment.

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