Mutual Funds: If you invest Rs. 2,000 every month in mutual funds, you can build up a good amount in 10 years. With a 12 percent return, your total corpus will reach Rs. 4,65,000.

For the past few years, mutual funds have been giving good profits to investors. You can build a significant corpus, especially by saving small amounts every month. If you can save just Rs. 2,000 a month, you can get returns in lakhs in 10 years.

Think you need a lot of money to invest? Not with a Systematic Investment Plan (SIP). A Rs. 2,000 monthly SIP for 10 years at a 12% return can grow to about Rs. 4,65,000.

Risk is a big factor in investing. There are three types of mutual funds: equity, hybrid, and debt. If you want to avoid direct stock market risk, debt funds are a good choice.

In debt funds, your money is invested in safer options like government securities and corporate bonds, not stocks. It's like lending money to the government or companies for interest.

Whether you invest in debt funds or SIPs depends on your financial needs and risk tolerance. With many funds available, choosing the right one is crucial.