Loans for Women: The Jharkhand government has taken a significant initiative to help women. The government has taken a significant step to empower women financially. The Jharkhand government plans to provide millions of women beneficiaries under the Maiyaan Samman Yojana with an unsecured bank loan of up to ₹20,000, in addition to the monthly honorarium of ₹2,500.

Good Government Initiative: The Maiyaan Samman Yojana aims not only to provide financial assistance to women, but also to provide them with opportunities for self-employment and sustainable income. If you wish to benefit from this scheme, please learn how to access it.

Delhi Lakhpati Bitiya Yojana: Find out who can benefit from this scheme and how the money will be deposited into daughters' accounts.

Microloans without guarantee: Under this new initiative of the state government, eligible women under the Maiyaan Samman Yojana will be provided with the facility to avail microloans up to a maximum of ₹20,000 through banks. The best part is that women beneficiaries do not need any guarantee or collateral for this loan. Banks will receive a loan security guarantee from the government itself, ensuring women can easily access loans and start their own businesses.

What if they miss an installment?If, for some reason, a beneficiary woman is unable to pay her loan installment on time or if she misses an installment for a long time, the installment will be adjusted from the ₹2,500 honorarium she receives every month from the government. This will prevent any losses for the banks and ensure smooth implementation of the scheme.

Agreement between Jharkhand Government and Banks: An in-principle agreement has been reached between the Jharkhand Government's Finance Department and the State Level Bankers Committee (SLBC) to implement this scheme. In a recent meeting, banks have fully assured their support for this initiative.

Government initiative will empower women: The Maiyaan Samman Yojana is a positive initiative for women to become self-reliant. According to the government, providing women with capital to start small businesses will strengthen the state's rural economy. Women can take advantage of this scheme and become self-reliant by starting sewing, animal husbandry, grocery stores, agriculture-based work, or other small industries.

Opportunity for every woman in the family: The government has clarified that if there is more than one eligible woman in a family under the Maiyaan Samman Yojana, each woman will receive the benefit. This means that every eligible woman will receive the benefits of the scheme, whether there is one woman in the family or more.

Millions of women will benefit: Currently, under the Maiyaan Samman Yojana, approximately 5.1 million women in Jharkhand are receiving monthly financial assistance of ₹2,500 directly into their bank accounts through DBT (Direct Benefit Transfer). The state government is spending approximately ₹1,250 crore per month on this scheme. This scheme primarily covers women between the ages of 50 and 60.

Essential documents required for the loan: Aadhaar card, bank account details, scheme registration certificate, and other necessary documents (as directed by the bank) are required.

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