Thousands of holidaymakers will be heading across the Atlantic this year, many driven by the 2026 FIFA World Cup, but they could be risking £20,000 on average if they don’t arrange vital protection before jetting abroad. While most are trying to sort flights, accommodation and match tickets, experts have urged people to double check their travel insurance too.

Dr Asimah Hanif, an NHS GP working with travel insurance provider Staysure, explained that medical care abroad can often leave travellers out of pocket. However, in the United States this can be an even bigger problem as there is no universal healthcare and medical costs are known to run into the thousands for standard hospital treatment.

She said: “Many people assume they will only need medical care abroad in the event of a serious emergency. However, this overlooks more common health issues such as heat exhaustion or infectious illnesses like flu, which can easily spread in crowded, hot environments.

• Sunny town hailed as 'new Benidorm' with £1.50 pints and 24-hour clubs


• Sunny island has 85p 'happy hour' pints and 22C weather in March with £25 flights

“For older travellers, or those with pre-existing medical conditions, these seemingly minor issues can quickly lead to the need for medical treatment and result in significant costs, particularly in the United States.”

The FIFA World Cup will be taking place across Mexico, Canada and the United States this summer, with ticket demand breaking records and thousands planning to attend. For many, this will be a once-in-a-lifetime experience.

However, common football ailments like slips and trips can spell financial disaster for some. The summer heat and long journey is also expected to increase the likelihood of injuries and illness among the crowds.

Staysure data from 2025 showed biggest claims in these countries were for hospital treatment, emergency care and medical repatriation. The average claim had a cost of close to £20,000 with some extreme cases even exceeding £1million.

Dr Asimah added: “These are not unusual scenarios, things like chest pain, dehydration, infections or a fall can mean scans, overnight hospital stays or specialist treatment. In North America, those costs escalate very quickly.”

She warned that one of the biggest mistakes travellers and football fans can make this year is leaving their travel insurance for the last minute or assuming they won’t need it at all.

She added: “Travel insurance is not just about lost luggage or delays. It is about making sure you are protected financially and medically if something unexpected happens. With the right cover, you can focus on enjoying the experience rather than worrying about worst case scenarios.”

The doctor encouraged people to try arrange medical travel insurance as soon as their trip is booked.