This fintech unicorn wants to raise ₹1,500cr via IPO
04 Mar 2026

Fintech unicorn Moneyview Limited has filed a Draft Red Herring Prospectus (DRHP) with the Securities and Exchange Board of India (SEBI) for an initial public offering (IPO).

The proposed IPO consists of a fresh issue of equity shares worth up to ₹1,500 crore and an Offer for Sale (OFS) of up to 13.6 crore equity shares by existing shareholders.

Moneyview's journey and product offerings
Company profile

Founded in 2014 by IIT Delhi alumni Puneet Agarwal (MD & CEO) and Sanjay Aggarwal (Executive Director & CTO), Moneyview has become a consumer-centric, credit-led digital financial services platform for "Middle India."

The company offers a range of financial products on its app across four categories - Borrow, Transact, Invest, and Protect.

Backed by global investors like Accel, Tiger Global and Ribbit Capital, Moneyview has emerged as one of India's top digital lending platforms.

Strong financial performance and profitability
Profitability

Despite being a new-age player, Moneyview has a track record of high growth and profitability.

The firm has been profitable since FY22 and witnessed a 61% year-on-year jump in Profit Before Tax (PBT) in FY25 over FY24.

Its flagship product, digital personal loans, launched in 2017, continues to be a major revenue generator with Managed AUM of ₹19,814 crore as of December 31, 2025.

Robust user growth and demographic insights
User engagement

Moneyview has a user base of over 125 million, growing at a CAGR of 36.2%, with coverage across 99.55% of India's PIN codes.

Nearly 79% of its users are from Tier-2 cities and beyond, with an average monthly income of ₹47,000 and an average age of 32 years.

The firm's AI-led operating model enables a fully unassisted user journey, driving scalability and cost efficiency while lowering operating expenses as a percentage of total income significantly over the years.