India’s digital payments boom is increasingly shadowed by large-scale, organised fraud with losses rising sharply even as reported incidents declined.
The value of bank frauds in India nearly tripled to Rs 36,014 crore in 2025, indicating a shift toward significantly higher-value attacks as fraudsters exploit real-time payments, instant onboarding, authentication and transaction layers, according to a report by fraud prevention platform Bureau.

The value of bank frauds in India nearly tripled to Rs 36,014 crore in 2025, indicating a shift toward significantly higher-value attacks as fraudsters exploit real-time payments, instant onboarding, authentication and transaction layers, according to a report by fraud prevention platform Bureau.