Bonds rated AAA by CARE and CRISIL

The bonds got top AAA stable ratings from CARE and CRISIL, basically the gold standard for safety.
For Indian Bank, this is a smart move to handle slow deposit growth and rising costs of bulk deposits.

Infrastructure bonds are exempt from certain reserve requirements

These infrastructure bonds help the bank lend more affordably to big projects since they're exempt from certain reserve requirements (CRR and SLR).
This trend follows similar moves by other banks lately.

Banks have issued ₹25,000 crore in infrastructure bonds this fiscal

So far in FY26, banks have raised around ₹25,000 crore through infrastructure bonds—a big drop from the previous fiscal year (FY25) — ₹89,200 crore.
It shows how fundraising strategies are shifting across the sector.