Small Savings Scheme Interest Rate: The central government on Monday announced keeping the interest rates on small savings schemes stable for the April-June period. With this decision, the interest rates on schemes like PPF, NSC and KVP will remain the same in the coming quarter. This is the eighth consecutive quarter when the central government has kept the interest rates on small savings schemes stable.

The interest rates on various small savings schemes for the first quarter of financial year 2026-27 (starting April 1, 2026, ending June 30, 2026) will remain the same as the rates notified for the fourth quarter of financial year 2025-26 (January 1, 2026 to March 31, 2026), the Finance Ministry said in a notification.

How much interest on Sukanya Samriddhi Yojana?

According to the notification, interest rate of 8.2 percent will continue to be available on Sukanya Samriddhi Yojana (SSY). The interest rate on Public Provident Fund (PPF) will be 7.1 percent and the interest rate on Kisan Vikas Patra (KVP) will be 7.5 percent. At the same time, the interest rate on post office savings account will remain at 4 percent and the interest rate on three-year term deposits will remain at 7.1 percent.

7.4% interest on monthly income scheme

For April-June period National Savings Certificate The interest rate on (NSC) will be 7.7 percent. Investors will get 7.4 percent interest on the monthly income scheme. The central government releases new interest rates for small savings schemes on the last working day of every quarter. Many small savings schemes like Sukanya Samriddhi Yojana (SSY), Public Provident Fund (PPF) and National Savings Certificate (NSC) offer tax exemption on investments up to Rs 1.50 lakh under Section 80C of the old income tax regime.

Most special among small saving schemes

mostly small budget schemes post office And can be purchased with the help of banks. These are considered a risk free asset as they are guaranteed by the Government of India. For this reason, a large number of people use small savings schemes for saving. In all these schemes, you can start with small investment, which makes Small Saving Scheme the most special.