From soccer players insuring their legs to singers protecting their voices, world-class athletes and celebrities go to great lengths to protect their most cherished possessions. Insurance normally applies to health, houses, or cars, but in this case, the elite have gone a step further to insure their careers and legacies with multimillion-dollar policies. Let's check out the most expensive insurance plans taken by famous athletes and celebrities.

1. Lionel Messi – €750 Million (Left Foot)
Legendary Argentine forward Lionel Messi probably carries one of the biggest insurance policies in sports history: €750 million on his left foot that has carried him throughout his record-busting career. It would guarantee compensation should Messi ever suffer devastating injuries that might cause him to no longer grace the football pitch again, taking into consideration how tremendously valuable he is to the club worldwide and their sponsors.

2. David Beckham – $195 Million (Legs)
During his peak years at Real Madrid, David Beckham insured his legs for an incredible $195 million. The insurance policy was meant to safeguard his career, but more importantly, to secure lucrative endorsements.

3. Cristiano Ronaldo – £90 Million (Legs)
Another soccer star, a £90 million was taken out by Cristiano Ronaldo in the year 2009 while he was playing for Real Madrid. It was the club's step to insure its investment on one of football's greatest of all time, having in mind his speed, dribbling, and goal-scoring."

4. Fernando Alonso – £9 Million (Thumbs)
Since Formula 1 drivers depend on reflexes and grip, Spanish racing driver Fernando Alonso took out an insurance policy on his thumbs for £9 million. The rationale was that if he suffered a minor injury to his thumb that would affect his career, this insurance would protect him against any setback.

5. Manuel Neuer – €3 Million (Hands)
Germany's Manuel Neuer secured his hands for €3 million as one of the greatest goalkeepers of all time. His very quick reactions and amazing saves formed the backbone of his entire career, thus making this insurance desirable in the very best interest of his future in football.

6. Troy Polamalu-$1 Million(Hair)
NFL star Troy Polamalu's long, flowing hair came to be considered as an identifiable aspect of his personality, considered his trademark. To this end, shampoo brand Head and Shoulders insured his hair at a staggering $1 million, indicating how significant it was to his image and brand endorsements.

7. Mariah Carey-$35 Million(Legs&Voice)
A superstar of smooth music, Mariah Carey took great pains in protecting her assets. Her voice and legs were insured for $35 million apiece. One way of assuring that whichever injury lay upon these legs or vocal cords was packing a financial blow to her singing career and presence on stage.

8. Jennifer Lopez-$27 Million(Buttocks)
Jennifer Lopez is a music, acting, and dance triple threat-and is also recognised for her famous curves. She took out an insurance policy on her buttocks for $27 million, which somehow signifies the importance of the asset to her brand and performances.

9. Julia Roberts-$30 Million(Smile)
Hollywood superstar Julia Roberts's radiant smile has been one of her most defining features in films; should anything happen to it, the damage would be more than $30 million, the sum of insurance taken out for it. When onscreen, she is known for charm and charisma, which value the money on her appearance.

10. Rihanna-$1 Million(Legs)
Reportedly, after winning the title of "Celebrity Legs of a Goddess" in 2007, Gillette insured her legs for $1 million. This policy acknowledged her position as a fashion icon and global superstar.

Why Do Celebrities and Athletes Insure Their Bodies? The reason for the existence of these high-value policies is simple, body parts or features are very important for their careers. A footballer's legs, a singer's voice, or an actor's look each invoke an earning capacity. Thus, insurance allows them to indemnify against financial losses that may arise out of injury, illness, or misfortune.

Conclusion Most people would consider insuring a house or a car, while celebrities and athletes go further and take these contracts to cover their most valued physical assets. These policies testify to the enormous financial worth of their talents and all that goes into protecting those careers. Because, be it Messi's left foot or Mariah Carey's voice, there's one thing that speaks volumes: how priceless their talents are.