Before going abroad, you have to do a lot of planning, the biggest of which is the planning of expenses. If you make any kind of payment abroad with your credit card, then the credit card companies charge you forex markup fees. This fee can be up to 3.5 percent of your transaction amount. However, some credit cards charge less forex markup fees. Apart from this, there are many credit cards in the country on which you do not have to pay forex markup fees.
Here is a list of 7 credit cards that will improve your travel experience abroad this season. There is no forex markup fee on these 7 cards.
HDFC Bank Regalia ForexPlus Card
This is a single currency forex card available in US dollars. There are no cross-currency mark-up charges and it is accepted by all Visa/Mastercard merchants worldwide.
Axis Bank Burgundy Private Credit card
Federal Scapia Co-branded Credit Card
There is no zero forex markup on international transactions through this card. There is no joining or annual fee for this.
RBL World Safari Credit Card
There is 0 markup fee on any foreign transaction on this card. Its annual membership fee is Rs 3,000. You can avail 2 free lounge visits at domestic and international airports in India every quarter.
Easy AU Credit Card
There is no extra charge on international purchases through this. Apart from this, it also gives a 10 percent instant discount on hotel and flight bookings.
Club Vistara IndusInd Bank Explorer Credit Card
This card gives you Club Vistara Gold membership for free and provides zero forex markup on all international spends. Apart from this, free business class ticket vouchers are also available for completing milestone spend.
BookMyForex Forex Card
There is no forex markup on this card. You can manage it through the app. This is a lifetime free card.