A big update has come out for HDFC Bank account holders. The largest private sector bank has decided to change the rules to cash deposit of small notes and coins for current account (Current Account Rules). Which will have a direct impact on the account holders. According to the official website of the bank, now a free limit will be fixed every month on the deposit of small notes and coins.

Earlier there was no fixed limit on deposits of small denomination notes (notes and coins of Rs 20 or less). But this will not happen now. Now the free limit will be fixed. Fees will have to be paid only if cash is deposited more than this. However, this will depend on the type of current account. The new rules will come into effect from June 1, 2026.

What will be the limit for notes and coins?

Under the new rules, the limit for cash deposits in small denomination notes has been fixed at Rs 10,000 per month. Deposits exceeding the limit will be charged a 2% fee. The limit of cash deposit in coins has now been fixed at Rs 5,000. 2% charge will be payable on deposit exceeding the limit.

These changes will be applicable for various accounts including Biz Lite+ Current Account, Ascent Ascent Current Account, Max Advantage Current Account, Plus Current Account, Premium Current Account, Regular Current Account, Agri Current Account, Current Account for Professionals, E-Commerce Current Account, Trade Current Account, Flexi Current Account, Ultima Current Account and Supreme Current Account. Whose list has also been released by the bank.

What are the current rules?

At present there is no limit on small value cash deposits in any branch of HDFC Bank. However, a 4% charge is levied on cash deposits in notes. There is also no free limit for deposits in coins, but account holders have to pay 5%.

Check Fees Here