Credit Card Tips: Many users who use credit cards do not pay attention to their fees. On most credit cards, you have to pay a joining fee and an annual charge. If you have a credit card whose annual fee is very high, then there may be a way to get it waived. In some cases, banks offer offers in which the annual fee is waived if the cardholder spends more than a certain limit.

Suppose you have a credit card whose annual fee is ₹ 1,000. Now if the bank gives the option of waiving the fee in the second year, then the cardholder has to spend a certain amount (for example Rs 3 lakh) using the card in the first year (also called the anniversary year). This means that if you have spent Rs 3 lakh through this card, then you will not have to pay an annual fee of Rs 1000 next year. If annual fees are a concern, then you can also get a card that has no annual fee.

These cards are useful.

Here we will tell you about some credit cards of Axis Bank, in which the annual fee is waived if a certain limit is spent in a year.

Axis Ace Credit Card: The annual fee of this card is Rs 499. However, the annual fee will be waived if you spend Rs 2 lakh in a year.

Axis Bank Rewards Credit Card: Its annual fee is Rs 1,000, but if you spend more than Rs 2 lakh annually, then this fee is waived.

Airtel Axis Bank Credit Card: The annual fee of this card is Rs 500. However, the annual fee is waived if you spend Rs 2 lakh in a year.

Axis Bank Freecharge Plus Credit Card: It gives the option of a fee waiver on spending Rs 50,000 in the anniversary year.

Flipkart Axis Bank Super Elite Credit Card: The annual fee of this card is Rs 500. However, the annual fee is reversed if you spend Rs 2 lakh in a year.

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